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    Chicago Tribune: New state law bans employer credit checks in hiring

    The Chicago Tribune reports on a new law in Illinois concerning financial privacy: The law bans employers from checking the credit of job applicants, with some exceptions. Illinois is not the first state to ban these pre-employment credit checks.

    In March, the Oregon governor signed a new law that protects job applicants’ privacy when it comes to their credit reports. Washington, D.C., among other jurisdictions, is also considering a ban on pre-employment credit checks.

    In Illinois, Gov. Quinn signed House Bill 4658 (pdf), which creates the Employee Credit Privacy Act. The Tribune reports:

    Illinois employers will no longer be able to run credit checks on those applying for jobs under a measure Gov. Pat Quinn signed into law today.

    Supporters say the move is aimed at preventing employers from turning away job seekers due to poor credit amid an economic crisis that has left many unemployed and struggling to pay the bills. […]

    Under the new law that takes effect Jan. 1, employers cannot use credit history to determine whether to hire, fire or promote someone. If an employer is caught accessing such information, they can face legal action.

    However, some industries and positions are exempt, such as those dealing with banking, insurance, trade secrets or state and national security.

    2 Responses to “Chicago Tribune: New state law bans employer credit checks in hiring”

    1. Ron Congress Says:

      In survey after survey, including a recent MSNBC survey, more than 90 percent of Americans say that workplace discrimination based upon someone’s personal credit report is wrong and should be illegal. ZERO statistical evidence exists to tie bad credit reports to fraud! It’s already illegal in 3 states and HR3149: The Equal Employment for All Act would make it illegal in every state, but most Americans don’t even know the legislation exists. Please support the overwhelming will of the people and the rights of highly qualified American workers to compete on a level playing field during this horrible economic disaster. Join our FB PAG at: or shoot us an e-mail at with”sign me up” in the subject line.

    2. Settle Debt Says:

      It’s a good news and I think that this law must be implemented in the other states as well. It is important to respect the privacy of an employee’s financial status.

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